sejarah berdirinya asuransi bumiputera

Bumiputera berdiri atasprakarsa seorang gurusederhana bernama M. Ng.Dwidjosewojo - SekretarisPersatuan Guru-guru HindiaBelanda (PGHB) sekaligusSekretaris I Pengurus BesarBudi Utomo. Dwidjosewojomenggagas pendirianperusahaan asuransi karenadidorong oleh keprihatinanmendalam terhadap nasibpara guru bumiputera(pribumi). Ia mencetuskangagasannya pertama kali diKongres Budi Utomo, tahun1910. Dan kemudianterealisasi menjadi badanusaha sebagai salah satukeputusan Kongres pertamaPGHB di Magelang, 12Februari 1912..Sebagai pengurus, selain M.Ng. Dwidjosewojo yangbertindak sebagai PresidenKomisaris, juga ditunjukM.K.H. Soebroto sebagaiDirektur, dan M. Adimidjojosebagai Bendahara. Ketigaorang inilah yang kemudiandikenal sebagai "tigaserangkai" pendiriBumiputera,...

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financial planing tool

To help you plan your financesbetter, Bank Negara Malaysiahas developed the followingtools:This pocket money book (BukuWang Saku) helps youngchildren and teenagers tocreate their own spendingplan by recording moneyinflows, expenses and savings.These books are availablethrough the School AdoptionProgramme (SAP) by bankinginstitutions or can bepurchased at RM1 each frommajor bookstores nationwide.The electronic version ofthese books are also availableat DuitSaku.com, a fun andeducational site targeted atschool children.RelatedInformationManaging yourmoney step bystepHow to investyour moneyChoosing theright accountHow to make abankingcomplaintWhat Else Can IDo?Read our FAQson managingyour moneyDownload thebooklet onmanaging yourmoneyUse our budgetcalculatorEmail...

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bank info plan your finances

Whether you earn a little or alot, it ’s always wise to budgetand plan your financessmartly. Common mistakesthat most people would makewhen it comes to money isgetting too deep in debt,paying bills late, and notknowing how to save for thefuture. You can avoid makingthese mistakes by alwayskeeping track of where yourmoney goes and knowing whatyou can spend on.Here are some steps that youcan use for managing yourmoney wiselyStep 1. Set your financial goalsFinancial goals reflect thingsyou want to do with yourmoney within a certain periodof time. Setting these goalswill help you understand thevalue of money andencourage prudent spending.Be sure to know how long youshould plan for each goal.Are they short, medium orlong term goals? Which one ofthe...

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petronas kuala lumpur malaysia

Kuala Lumpur – KL to itsfriends – is more than just acapital city: it is a monumentto Malaysian ingenuity anddetermination. From humblebeginnings as a tin-miningshanty town, KL has evolvedinto a 21st-century metropolis,dominated by the tallestskyscrapers in Southeast Asiaand flush with the proceeds ofinternational trade andcommerce. Over the years, KLhas faced its share ofchallenges but nothing hassucceeded in suppressing thedetermination of locals tomake KL, and Malaysia, aleader among Asian tigereconomies.The marketingslogan for theMalaysian touristboard is ‘truly Asia’and nowhere is thismore true than in thecapital. KL is everyinch the Asian cyber-city: historic templesand mosques rubshoulders with space-age towers andshopping malls;traders...

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Making Money With Internet Marketing – What Determines Success?

Think about being able to get up on your own time, work on your own time, and most importantly make money on your own time. You wouldn’t have to commute to work. You wouldn’t have to wake up at the crack of dawn. Your life would actually be yours to live on your own terms. This is all possible with internet marketing. Making money online with internet marketing allows just about anyone to make a full time income from the comfort of their own home given that they are willing to put forth some effort. However, it isn’t only effort that will allow you to achieve success with online marketing as many will tell you. You can work and work and then work some more and not see a single cent if you aren’t doing things correctly. In this...

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Advantages of Internet Banking

Banking around the clock is no longer a remote possibility. But the banks don’t have to keep their branches open 24 hours a day to provide this service. This is one of the biggest advantages of Internet banking.One doesn’t have to go to the bank’s branch to request a financial statement. You can download it from your online bank account, which shows you up-to-the-minute updated figures.Another advantage of Internet banking is that it is cost-effective. Thousands of customers can be dealt with at once. There is no need to have too many clerks and cashiers. The administrative work gets reduced drastically with Internet banking. Expenditures on paper slips, forms and even bank stationery have gone down, which helps raise the profit margin...

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Five Easy Ways to Succeed Using Internet Network Marketing

Internet network marketing is a powerful way of earning money from home. It’s not effortless but with the right tactics, anyone can succeed in creating their own home based business.What is network marketing? Simply put, it is a marketing strategy where emphasis is placed on building a large network of independent unsalaried sales associates or representatives who work together to earn money.Associates make money through direct selling of products and the sponsoring of other associates. He earns a commission not only on his own sales but also on his recruits’ sales. The people above him in the company get commissions from his sales and he earns commissions from the sales of the people below him.Here are five simple ways to use...

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How To Find Financial Success On The Internet

I received an email the other day which asked “How can I have a successful business on the internet?”To which I replied “This is a very good question if you leave out the word successful.” There are many ways to have a business on the internet. It is what you set as your expectations to allow it to qualify as being a success.Having owned several businesses, both offline as well as online, for most of my working life. My definition of success was to allow me a level of income to support my family and to have time to enjoy sharing my families activities while running my business.Your needs may be much different than mine, so I shall answer your question without the reference to success.Visualise the internet as a very large shopping...

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Build a Successful Internet Business

Launching and building a successful business is a more daunting task than many people assume. Nonetheless, it is not a rocket science and you can start an online business easily. A common delusion that most people have is that online businesses are easily run and it is easy to reach success.Bear in mind that there is a fierce competition among internet businesses. If your business undertaking has not reached success as you constantly give the same results, then you are doing the same things which will not help you.If you want to know how to build successful business, then you should follow the professionals and see what they do. What makes the professional successful? What do they do to create successful business? Here you can...

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Streaming Music Online With Wireless Internet

Launching and building a successful business is a more daunting task than many people assume. Nonetheless, it is not a rocket science and you can start an online business easily. A common delusion that most people have is that online businesses are easily run and it is easy to reach success.Bear in mind that there is a fierce competition among internet businesses. If your business undertaking has not reached success as you constantly give the same results, then you are doing the same things which will not help you.If you want to know how to build successful business, then you should follow the professionals and see what they do. What makes the professional successful? What do they do to create successful business? Here you can...

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News Media Vs Internet Media

National and local newspapers across the world are facing their most radical restructuring in history; scores are folding as advertisers migrate to online advertising. Cutbacks have led to hundreds of journalists being invited to clear their desks. Falling circulation and higher production costs are making matters worse whilst increasing numbers of readers save time and money by reading their favourite newspaper online.Very little news content today is gathered by reporters; most of what we read is downloaded free from court and local authority reports. Much is editorial-advertising and product reviews. Why pay a journalist when you can charge an advertiser? Another threat to traditional reporting is posed by citizen journalists;...

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Outsourcing Internet Traffic

The Value of Outsourcing Internet TrafficWhether you are new to internet marketing or have ‘been around the block a few times’, you are probably well aware (or you will be) of the importance of traffic. If you can not drive traffic to your offers, you won’t make money, not matter how great your website is. Online marketing is not a matter of “If you build it, they will come.” You have to be purposeful and proactive in your efforts to generate traffic. Because this can be time consuming and difficult, one option is to outsource internet traffic. Below, we will take a look at why you should consider outsourcing internet traffic and what it would look like if you did.There are numerous ways to pass on your traffic generation duties...

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Internet Marketing Basic Tools

Creating a successful online business needs planning and strategies just like any successful business. Having an online business is not as simple and easy as it looks. It needs time, effort, patience and determination to actually become effective and successful. With the use of the right tools in internet marketing, attaining success for your business would be faster and more efficient results would be seen with the use of these tools and methods.First is your website. Choose your domain wisely by making it straight to the point and short so it could be easily remembered. It should be not be complicated and easy to navigate to attract the attention of visitors because of its plainness. But it should also have a creative and unique...

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Tips On Internet Marketing

Internet marketing is very vital if you want to survive the rat race. Let us discuss some tips on increasing traffic on your web page. These tips with regards to advertising have been proven to work.Optimize your search engine. This tactic should be used in every sort of promotion being done. With this, the search engines will know what the content of your web page is. You never know, your site could in fact have a high ranking on a search engine. You see, when people search a particular keyword and your site is on the first five results, you have a high chance of being clicked by the person searching, which means your traffic increases.Advertise on pay-per-click (PPC) programs such as Yahoo Marketing or Google AdWords, which are the...

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Internet and Ethics

Companies that want to survive in the long run must use all the means that they are available (including the Internet) in the correct manner and to place messages that are true and real, but it is not the only reason for this behavior – they should also realize to be socially responsible companies, only such business entities can be useful to the society in which they operate.The Internet is an extremely powerful means of communication. Unfortunately, many companies use the Internet and their web sites to place false information or using a specific marketing traps to attract many customers or users of certain services.This raises the logical question is when such things matter, to which limits companies can act in such a way as...

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Cryptology And The Internet

Internet transactions such as the purchase of books or applications for loans usually require the customer or applicant to submit important personal information, such as a credit card number or a Social Security number. Identity theft is a crime that occurs when someone fraudulently poses as another person in order to use that person’s credit, assets, or benefits. Common identity theft crimes include the use of stolen credit card numbers to make purchases, and the use of stolen Social Security numbers to apply for loans or benefits. The network of computers making up the Internet is not secure or private – information passes from computer to computer as it travels to its destination, and it can be intercepted easily in route....

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